For the past 6 years of my life I have been living in apartment after apartment. They have been nice apartments, but there’s just something so temporary feeling about them… it’s hard for me to “nest” or decorate, etc.
Well, I have been keeping this under wraps for quite some time now, but it has been one of the hardest things I’ve had to do! But I’m finally ready to spill the beans!
Mark and I just purchased our first home together!!!!!!!
I am beyond ecstatic, I can hardly express how excited I am. I didn’t want to say anything about it on the internet in fear that something may have fallen through, and then I would have to explain to everyone when they asked “so how is the house coming along?!” that something fell through and we were no longer getting it… and I would probably tear up and cry every. single. time. So to save myself from that possibility, keeping it under wraps was the best option.
But I am SO excited that I can now share it all with you!!! It was a long and stressful process, but everything ended up working out, and Mark and I could not be more thrilled.
warning- LONG post ahead!
It all started about a year ago…
For those of you who don’t know, I actually work full time in the marketing/design department for a mortgage company, so the thought and realization of the possibility and benefits to buying a home have been on the table for just over a year now. In my head, I was ready and excited to buy a year ago. However, Mark, with his ever-steady-let’s-evaluate-every-little-detail attitude (which might sound like a negative thing here, but rest assured I am SO thankful for his “realism” in situations like these) laid it all out and just wasn’t so comfortable doing so at that time. He was still car-less and taking advantage of public transit at the time, so our options for locations of homes would have been very limited. That, and the worry of taking on such a large financial commitment was a little scary… so our home-buying plans came to a halt early 2010.
This year, however, has been a really great one for Mark and I. He is steadily advancing in his company, and I have established myself at my 9-5 as well. Photography has been insanely busy this year for me, Mark was able to purchase a car in the late spring, and things have come a long way in the past year.
While I would secretly look at RMLS every day, and save my favorites, daydreaming about the time when we’d be able to start home-searching ourselves, I knew that patience and persistence would eventually pay off. I don’t know if it was the television being stuck on HGTV for months, or what, but in early September, Mark asked me- “so, what’s going on with the house search?”
“WHAT?!!?!?” I replied. “We can’t afford a house” (Ok, I was having a bad day… you know, the kind where you really didn’t want to look at your bank account, but you knew you should, so you did, and then you regretted it.. kind of… but you realize that you probably shouldn’t have went out to lunch 5 times last week, or bought that really cute dress that was on sale? yea… it was one of those days.)
I re-couped myself and thought about this again. I said “Well, have you been looking for houses? Because I thought you didn’t think it was a good time yet, and you haven’t sent me any houses to look at, so I just assumed you were still on that same page. Plus I didn’t want to pressure you if you did still feel that way.”
“Well no,” he said “but I think it’s time.”
My heart did a few back-flips… these were the words I had been waiting to hear for a year!!!
“OK! I said, well, check out these houses I have saved!” I pull up our Realtor’s website (www.portlandshortsales.com) and showed him my favorites. He liked a few, so I agreed to call our Realtor in the morning and set up a time to view some houses in the next week or so.
We ended up going the following evening (because our Realtor Alex is awesome!) and checking out a few houses. Here is where the story gets interesting…
I thought we were going to look at one house, but Alex actually took us to see the house next door to the one I thought we were looking at. “Why not?” I said, and we checked it out anyways.
We. loved. it.
One problem… the house already had an accepted offer in on it, and they weren’t accepting any back-up offers! Bummer. We tried to get into the house next door, but the key was no where to be found.. odd.. but Alex had another home to show us in the area, so we checked it out, and then called it a night. It was great to get a feel for the neighborhood, and we knew we definitely wanted to live in that community, so we just kept an eye out for new listings to pop up.
We ended up making an offer on a short sale house that was on the same block as the one we looked at. It was a beauty! But short sales are a MESS and so we weren’t expecting much to come from it. About two or three weeks after we submitted our first offer on the short sale, the home we toured (and loved) came back up on the market… the other buyer’s financing fell through!
I saw it pop up in my daily listing email and immediately emailed Alex. Mark and I talked it over, and we decided that it would be a much safer road to put an offer in on this house. This house was a bank owned (much better than a short sale!) and there was even a downpayment assistance program available for bank owned homes in this area. (They said they could do some short sales too, but come to find out it would have been a nightmare!)
So we made the decision to put in an offer on the house we toured and loved. We know that the bank already accepted a certain price, so we just went in at that price and hoped for the best! It was about 15k less than the offer we put in on the short sale house, so we were happy with that.
We heard back two days later that the bank had accepted our offer, so we withdrew our offer on the short sale, and now almost 2 months later, we have ourselves a home!!! We got the keys on Friday, and today we went out to the house to take a few photos and have the carpets professionally cleaned!! I am getting SO excited!
We plan on painting and packing this week, and moving on the 26th! Eeeee!!! I can’t wait to be in there and settled. It will cut my hour long commute down to about 10 minutes or less, which I am excited about, however Mark will get the opposite commute… so I’m thinking good thoughts for him…
Anywho, here are some photos of the new place!!
We are in love.
And we are in love with our home.
I can’t wait to show you updates as we get settled in!!! We have ordered our washer and dryer, and we just bought our refrigerator today, we can’t wait for them to show up! I can’t wait to paint, decorate, and make the place OURS. I have been waiting for a long time to do this, and yet I still feel like a very young homeowner.
We feel so excited, happy and thankful that we were able to do this.
It will be a very merry christmas for us this year. <3